Financial Advice with a Straightforward Approach
What is the value of a financial plan vs just doing the best you can? Information and misinformation. There is so much of it out there that it is hard not to be tricked on a daily basis. Think about all of the discussions you have had at work that have pointed you in the wrong direction regarding 401(k)s, taxes, investments, college or retirement. That’s why a good financial plan is so valuable. Continue reading
Obviously, the best thing is to not accumulate debt. But let’s face it, we all have (or have had) some form of debt at some point in our lives. And, whether we like it or not, debt plays a major role in everyday life. The important goal everyone needs to learn, is how to manage debt. Knowing how much you have accumulated and the concept of good debt are critical first steps to effective debt management. Continue reading
I’m sure you’ve heard of a Roth IRA or Roth 401k from friends, family, work benefit packages or even online when you’re researching retirement accounts to invest in. Established through the Taxpayer Relief Act of 1997, Roth IRAs have become increasingly popular ever since. Continue reading
The Market is going to crash, sell now. Don’t save for college, you won’t receive financial aid. Personal Finance Misconceptions: Face it, we’ve all heard many different misconceptions when it comes to personal finance. In order for people to gain a better understanding of their personal finance picture, it is important to identify which ones might lead them in the wrong financial direction. Continue reading
Today we are launching a blog, Personal Finance Values. The financial advisors from Advanced Portfolio Design LLC will post thoughts and advice on a multitude of financial topics. These topics include investing, the financial markets, the economy and tax & estate planning. Continue reading